I've seen this concern on forums. I've answered it over and over on this site. Here's the answer to your safety and access concerns: The GunVault Gun Safes.
Stop screwing around worrying about everything. Get this and get on with defending your home and family.
If you can't answer the following question, you've already waited too long to get your gun and get it ready.
These are the industry leaders in enabling you to get to your firearm, even in the dark. That's accomplished while keeping the gun inaccessible to your kids. GunVault personal safes can't even realistically be pried open with tools.
There's no reason for me to write a long, wordy review of these gun safe boxes. Just pick a model here and be ready for any intruder without endangering your family.
Have you been holding off on getting a home defense handgun or been holding off making it accessible? Are criminals being considerate and waiting for you to figure it all out?
If your house is invaded, you better be able to answer the big red question above.
Not trying to be harsh. Just too many people have been shot over the last few weeks before this was written. Let's make sure it doesn't happen in our homes.